Launching RLUSD with regulator-ready compliance

Problem:

Ripple, a global crypto payments leader, was preparing to launch RLUSD, a new stablecoin designed to bridge traditional finance and on-chain liquidity. While its technology and infrastructure were enterprise-grade, the existing compliance framework was not yet equipped to manage the regulatory, operational, and blockchain-specific risks associated with stablecoins. Ripple needed a fit-for-purpose compliance program that could meet the expectations of regulators, financial partners, and internal governance teams, ensuring RLUSD launched safely and credibly in a highly scrutinized environment.

Solution:

Canaria partnered with Ripple to design and implement a tailored compliance upgrade focused specifically on stablecoin-related risks tied to RLUSD.

The engagement included:

• •A comprehensive enterprise-wide risk assessment
• •Updates to compliance policies, procedures, and internal controls
• •Development of new transaction monitoring rules and risk scenarios
• •Implementation of a smart contract sanctions screening system
• •Revised training materials with RLUSD-specific compliance content

Canaria combined deep regulatory expertise with crypto-native technical insight to align compliance standards with Ripple's operational model and RLUSD's launch roadmap, ensuring consistency between policy, technology, and execution.

Results:

Ripple successfully launched RLUSD with a regulator-ready compliance foundation that met both internal and external expectations. The new risk-based controls enabled proactive monitoring, minimized regulatory exposure, and strengthened Ripple's reputation with financial partners and institutional stakeholders. Internal teams benefited from clearer procedures and tailored training, empowering them to manage RLUSD operations confidently as adoption expanded.